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  <posts>
    <post_id>203</post_id>
    <post_category_id>25</post_category_id>
    <post_title><![CDATA[The Real Cost of SMSF Setup and Annual Audits: Flat-Fee vs. Percentage Pricing]]></post_title>
    <post_content_short><![CDATA[“So… how much does an SMSF <em>actually</em> cost me?” It’s hands-down the most common question we get from trustees, and the honest answer
	is: it depends on who you ask – and, crucially, on <strong>how they charge you</strong>. Let’s cut through the noise and put some real
	numbers on the table.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/203/SMSF-October-Blog-Pic-2.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/the-real-cost-of-smsf-setup-and-annual-audits-flat-fee-vs-percentage-pricing/</post_content_url>
    <post_date>2026-10-21 05:18:52</post_date>
  </posts>
  <posts>
    <post_id>202</post_id>
    <post_category_id>14</post_category_id>
    <post_title><![CDATA[Can You Claim GST Credits Before Company Incorporation?]]></post_title>
    <post_content_short><![CDATA[Starting a company is an exciting step, but the order in which you register your business and make purchases can affect your GST claims. If
	you have paid for equipment or start-up expenses personally before your company was incorporated, you may be wondering whether those GST
	credits are lost.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/202/Image-3.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/can-you-claim-gst-credits-before-company-incorporation/</post_content_url>
    <post_date>2026-10-19 00:45:00</post_date>
  </posts>
  <posts>
    <post_id>201</post_id>
    <post_category_id>14</post_category_id>
    <post_title><![CDATA[First Employee vs Contractor: When Should You Hire?]]></post_title>
    <post_content_short><![CDATA[Starting a business can be equally exciting and daunting. What may have begun as a side hustle can grow into something much bigger - and
	eventually, you may reach the point where doing everything yourself is no longer sustainable.

<br /><br />
	For many small business owners, that next stage of growth brings an important question: should you hire your first employee or engage an
	independent contractor?
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/201/Draft-Pic-2.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/staff/first-employee-vs-contractor-when-should-you-hire/</post_content_url>
    <post_date>2026-10-14 04:36:00</post_date>
  </posts>
  <posts>
    <post_id>200</post_id>
    <post_category_id>19</post_category_id>
    <post_title><![CDATA[Company Car vs Personal Car: Which Is More Tax Effective?]]></post_title>
    <post_content_short><![CDATA[For many small business owners, a new car is both a practical business tool and a significant financial commitment. One of the first
	questions we are often asked is: “Should I buy the car through my company, or should I own it personally?”
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/200/Betty-Blog-Image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/company-car-vs-personal-car-which-is-more-tax-effective/</post_content_url>
    <post_date>2026-09-23 04:30:00</post_date>
  </posts>
  <posts>
    <post_id>199</post_id>
    <post_category_id>19</post_category_id>
    <post_title><![CDATA[How to Use an SMSF to Buy Your Business Premises in Brisbane : The 2026 Compliance Guide]]></post_title>
    <post_content_short><![CDATA[With the 2032 Olympics on the horizon and a decade of infrastructure spend rolling into the River City, Brisbane commercial property is
	having its moment in the sun. And for business owners, one of the smartest wealth moves on the table is buying your <strong>own business
	premises</strong>
	inside your Self-Managed Super Fund (SMSF) – then leasing it back to your business. Rent you’d otherwise pay a landlord ends up building <em>your</em>
	retirement nest egg instead. Genuis!

<br /><br />
	But – and it’s a big but – the rules changed on 10 August 2026. So before we get to the good stuff, let’s clear up exactly what you can and
	can’t do now.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/199/point3d-commercial-imaging-ltd-YUeWruccqr4-unsplash.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/how-to-use-an-smsf-to-buy-your-business-premises-in-brisbane-the-2026-compliance-guide/</post_content_url>
    <post_date>2026-09-16 05:32:08</post_date>
  </posts>
  <posts>
    <post_id>198</post_id>
    <post_category_id>14</post_category_id>
    <post_title><![CDATA[QBCC Annual Reporting: What Contractors Need to Know]]></post_title>
    <post_content_short><![CDATA[<strong>For Queensland builders, tradies and construction businesses, QBCC financial compliance is about more than completing another annual
	form. </strong>The
	financial position of a licensed business can affect its ability to continue operating under its contractor licence and take on work.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/198/Ivonne-Blog-Pic-1.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/qbcc-annual-reporting-what-contractors-need-to-know/</post_content_url>
    <post_date>2026-09-01 01:35:52</post_date>
  </posts>
  <posts>
    <post_id>197</post_id>
    <post_category_id>12</post_category_id>
    <post_title><![CDATA[Empire Partner in Business Feature: Setlr Buyers Agents]]></post_title>
    <post_content_short><![CDATA[We’re excited to introduce our latest Partner in Business, <strong>Simon Clarke, Director of Setlr Buyers Agents</strong>. Simon and his
team understand that buying property isn’t just about finding the right home or investment. It’s about having the right advice, local
knowledge and support to make a confident, well-informed decision.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/197/Setlr-Blue.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/about/partners-in-business/empire-partner-in-business-feature-setlr-buyers-agents/</post_content_url>
    <post_date>2026-08-25 05:07:10</post_date>
  </posts>
  <posts>
    <post_id>196</post_id>
    <post_category_id>12</post_category_id>
    <post_title><![CDATA[Empire Partner in Business Feature: Davy Partners]]></post_title>
    <post_content_short><![CDATA[We’re excited to introduce our latest Partner in Business, <strong>Davy Partners</strong>, led by <strong>Kateena Mills and Aaron Wells</strong>.
	With expertise spanning HR, digital strategy and marketing, their team helps growing businesses put the right people, processes and systems
	in place to move forward with confidence.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/196/DavyPartners_Primary_duoLight.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/about/partners-in-business/empire-partner-in-business-feature-davy-partners/</post_content_url>
    <post_date>2026-08-25 03:44:53</post_date>
  </posts>
  <posts>
    <post_id>195</post_id>
    <post_category_id>25</post_category_id>
    <post_title><![CDATA[Outgrown Your Accountant? 5 Steps to Seamlessly Switch Your SMSF Provider]]></post_title>
    <post_content_short><![CDATA[Are you sick and tired of being the side-piece? Has your Self-Managed Super Fund (SMSF) grown up and you strategy has become more sophisticated? Yet, you're still getting the same service? Well, we have some good news for you!]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/195/SMSF-Blog-Image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/outgrown-your-accountant-5-steps-to-seamlessly-switch-your-smsf-provider/</post_content_url>
    <post_date>2026-08-25 01:09:00</post_date>
  </posts>
  <posts>
    <post_id>194</post_id>
    <post_category_id>19</post_category_id>
    <post_title><![CDATA[What Proactive Tax Planning Actually Looks Like for an Established Business]]></post_title>
    <post_content_short><![CDATA[Many business owners think tax planning means meeting with their accountant in June and finding a few last-minute deductions before the end
of the financial year.The reality is that true tax planning starts much earlier in the year. 
<br /><br />
	For established businesses, proactive tax planning isn’t about scrambling to reduce tax at the last minute. It’s about creating a strategy
	throughout the year that supports business growth, improves cash flow, and helps owners make better financial decisions.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/194/Blog-Image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/what-proactive-tax-planning-actually-looks-like-for-an-established-business/</post_content_url>
    <post_date>2026-07-01 02:27:00</post_date>
  </posts>
  <posts>
    <post_id>193</post_id>
    <post_category_id>2</post_category_id>
    <post_title><![CDATA[EOFY is Over: 5 Smart Steps Small Business Owners Should Take Next]]></post_title>
    <post_content_short><![CDATA[For many small business owners, the end of the financial year (EOFY) feels like the finish line. Once tax planning is complete, financial
statements are prepared, and compliance obligations are lodged, it is tempting to return to business as usual.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/193/Aiko-Blog-Image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/eofy-is-over-5-smart-steps-small-business-owners-should-take-next/</post_content_url>
    <post_date>2026-06-25 05:05:00</post_date>
  </posts>
  <posts>
    <post_id>192</post_id>
    <post_category_id>14</post_category_id>
    <post_title><![CDATA[Who Is the Best Accountant in Brisbane? What Business Owners Should Really Look For]]></post_title>
    <post_content_short><![CDATA[Looking for the best accountant in Brisbane? Learn what to look for in an accountant, from proactive advice and communication to tailored
support for growing businesses.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/192/Team-Empire-Screenshot-from-Video.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/small-business/best-accountant-in-brisbane/</post_content_url>
    <post_date>2026-06-02 23:31:04</post_date>
  </posts>
  <posts>
    <post_id>191</post_id>
    <post_category_id>14</post_category_id>
    <post_title><![CDATA[Challenges Holding Australian Small Businesses Back (and How to Fix Them)]]></post_title>
    <post_content_short><![CDATA[If you’re a business owner, chances are you’ve felt it. You’re busy. You’re doing the work. You’re bringing in revenue. And yet… cash flow
	feels tight, decisions feel heavy, and it’s hard to tell whether you’re actually moving forward. Rather than taking the next step you’re
	overthinking everything. <br />
	So if you’re feeling stretched, uncertain or stuck in reactive mode - you’re not behind. You’re normal. But you <em>can</em> fix it. That’s
	exactly why we created <strong>Empire Launchpad</strong>: a structured, numbers-led planning session that helps business owners step back,
	regain clarity, and build a practical plan that supports both profitability, life and long term planning for your business.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/191/Laura-Blog-Image-1.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/small-business/the-core-challenges-holding-australian-small-businesses-back-and-how-to-fix-them/</post_content_url>
    <post_date>2026-05-21 05:24:13</post_date>
  </posts>
  <posts>
    <post_id>190</post_id>
    <post_category_id>22</post_category_id>
    <post_title><![CDATA[Chat Legal]]></post_title>
    <post_content_short><![CDATA[We sat down with <strong>Darius Hii</strong>, Director of <strong>Chat Legal</strong>, to learn more about his journey, the work he does,
	and how he’s helping clients take a proactive approach to legal and tax planning.
]]></post_content_short>
    <post_icon></post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/about/partners-in-business/chat-legal/</post_content_url>
    <post_date>2026-03-30 05:46:00</post_date>
  </posts>
  <posts>
    <post_id>189</post_id>
    <post_category_id>18</post_category_id>
    <post_title><![CDATA[Accountant vs Bookkeeper]]></post_title>
    <post_content_short><![CDATA[Confused about the difference between a bookkeeper and accountant? Learn what each role does, how they work together, and what your business
	really needs.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/189/Bookkeeper-Photo-2-Tash-Blog.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/tax/accountant-vs-bookkeeper/</post_content_url>
    <post_date>2026-03-25 05:14:02</post_date>
  </posts>
  <posts>
    <post_id>188</post_id>
    <post_category_id>25</post_category_id>
    <post_title><![CDATA[A Simple Guide to Establishing an SMSF]]></post_title>
    <post_content_short><![CDATA[Thinking about setting up an SMSF? Learn how self-managed super funds work, the benefits, risks, and step-by-step setup process with expert
guidance from Empire Accountants.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/188/SMSF-Photo-Harry-Blog.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/a-simple-guide-to-establishing-an-smsf/</post_content_url>
    <post_date>2026-03-25 05:04:00</post_date>
  </posts>
  <posts>
    <post_id>187</post_id>
    <post_category_id>18</post_category_id>
    <post_title><![CDATA[Understanding Interest Tax Deductibility in Australia]]></post_title>
    <post_content_short><![CDATA[Interest deductibility is one of the most important — and often misunderstood — areas of the Australian tax system.<br />
	For investors, business owners, and individuals with investment loans, getting this right can make a meaningful difference to your tax
	position.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/187/Blog-Image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/tax/understanding-interest-tax-deductibility-in-australia/</post_content_url>
    <post_date>2026-03-11 02:41:46</post_date>
  </posts>
  <posts>
    <post_id>186</post_id>
    <post_category_id>12</post_category_id>
    <post_title><![CDATA[Empire Partner in Business Feature : Funded Finance]]></post_title>
    <post_content_short><![CDATA[We’re excited to introduce our latest Partner in Business, <strong>Alex Watson</strong>, founder of Funded Finance. Alex is someone who
	truly understands that great lending outcomes aren’t just about rates or approvals — they’re about clarity, communication, and long‑term
	strategy. We sat down with Alex to learn more about his journey, his business, and what makes Funded Finance different.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/186/Funded-Finance-Logo_Colour-Linear-Stacked.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/about/partners-in-business/empire-partner-in-business-feature-funded-finance/</post_content_url>
    <post_date>2026-03-05 06:25:00</post_date>
  </posts>
  <posts>
    <post_id>185</post_id>
    <post_category_id>12</post_category_id>
    <post_title><![CDATA[Empire Partner in Business Feature : Rothgard Financial Partners]]></post_title>
    <post_content_short><![CDATA[Empire has had a long-standing relationship with Rothgard Financial Partners, in fact, one that pre-dates Empire itself! Over many years of
working alongside Gino and his team, we’ve seen first‑hand the quality of the relationships they build with their clients.  We are
excited to have them feature as our <strong>Partner in Business</strong> in this month's newsletter.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/185/Rothgard-logo-Blue_original.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/about/partners-in-business/empire-partner-in-business-feature-rothgard-financial-partners/</post_content_url>
    <post_date>2026-03-05 06:15:00</post_date>
  </posts>
  <posts>
    <post_id>184</post_id>
    <post_category_id>17</post_category_id>
    <post_title><![CDATA[Payday Super - What You Need To Know]]></post_title>
    <post_content_short><![CDATA[If you haven’t started thinking about <em>Payday Super</em> yet, now’s the time.<br />
	This is one of the most significant changes to employer superannuation obligations in over 30 years and it <em>officially starts on 1 July
	2026</em>
	(tick tock tick tock, that date will be here before we know it!).
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/184/Payday-Super-Time-is-Ticking.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/superannuation/payday-super-what-you-need-to-know/</post_content_url>
    <post_date>2026-02-22 23:43:00</post_date>
  </posts>
  <posts>
    <post_id>183</post_id>
    <post_category_id>18</post_category_id>
    <post_title><![CDATA[All You Need to Know About the FBT Exemption for Non-Electric Vehicles]]></post_title>
    <post_content_short><![CDATA[Many small businesses provide company vehicles for employees to perform their duties.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/183/Tina-Blog-FBT-Ute-Image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/tax/all-you-need-to-know-about-the-fbt-exemption-for-non-electric-vehicles/</post_content_url>
    <post_date>2026-02-03 23:14:00</post_date>
  </posts>
  <posts>
    <post_id>182</post_id>
    <post_category_id>17</post_category_id>
    <post_title><![CDATA[SBSCH Is Closing: How Small Businesses Can Prepare for Super Changes]]></post_title>
    <post_content_short><![CDATA[For those who may not be aware, the ATO’s Small Business Superannuation Clearing House (SBSCH) will permanently close on 1 July 2026. From 1 October 2025, new registrations will no longer be accepted. This is a <strong>major change</strong> that affects small businesses across all
industries currently using the SBSCH to pay their employees’ super.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/182/Update-Image-Betty-Blog.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/small-business/sbsch-is-closing-how-small-businesses-can-prepare-for-super-changes/</post_content_url>
    <post_date>2025-12-03 00:41:00</post_date>
  </posts>
  <posts>
    <post_id>181</post_id>
    <post_category_id>18</post_category_id>
    <post_title><![CDATA[Debunking the CGT Discount Myth: What Investors Need to Know]]></post_title>
    <post_content_short><![CDATA[Let’s break down what the CGT discount is, why it’s not always the best option, and what you should consider before choosing how to
structure your investments.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/181/Investor-Image-Lenny-Blog.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/tax/debunking-the-cgt-discount-myth-what-investors-need-to-know/</post_content_url>
    <post_date>2025-11-17 00:14:46</post_date>
  </posts>
  <posts>
    <post_id>180</post_id>
    <post_category_id>18</post_category_id>
    <post_title><![CDATA[Income You Must Report in Your 2025 Tax Return]]></post_title>
    <post_content_short><![CDATA[The ATO is cracking down on unreported income in 2025. Learn which income sources you must declare in your tax return – from Airbnb and side
hustles to crypto and overseas earnings.]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/180/2025-tax-return.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/tax/income-you-must-report-in-your-2025-tax-return/</post_content_url>
    <post_date>2025-08-19 06:43:28</post_date>
  </posts>
  <posts>
    <post_id>179</post_id>
    <post_category_id>2</post_category_id>
    <post_title><![CDATA[Why Your Accountant Should be Involved In Your Business Strategy]]></post_title>
    <post_content_short><![CDATA[Traditionally, many business owners only speak to their accountant once a year, and it’s usually right before tax time. If that’s the only
	time you’re checking in, you could be missing out on game-changing insights and support that could help you make smarter decisions all year
	round.
]]></post_content_short>
    <post_icon>https://www.empireaccountants.com.au/media/website_posts/179/curated-lifestyle-OnN-V9O9lSs-unsplash.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.empireaccountants.com.au/blog/advisory/why-your-accountant-should-be-involved-in-your-business-strategy/</post_content_url>
    <post_date>2025-08-04 14:00:00</post_date>
  </posts>
</root>
