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Managing Cashflow in your Small Business

Posted 20 Apr '17

A common problem within small business is cash-flow.

Whether you’re in the trade industry, professional services industry, manufacturing or transport, it doesn’t matter what you do, there is a good chance your business could run into issues with cash-flow at some stage in its lifetime.

A lot of the time you could be doing everything right in terms of operation, completing work to a perfect standard, sending out your invoices on-time, having a solid reminder system in place for outstanding debts, and still, at times cash-flow may become a problem for you.

For example, one of your biggest debtors might owe you a large sum money that they fail to pay on-time, unexpected expenses may arise (such as EOFY tax debt that you didn’t plan for) and/or insufficient cash flow forecasting systems etc.

There isn’t a perfect formula to ensuring that you never run into these issues in your business. However, one thing that you can always do, is lower and/or eliminate the risk of it impacting you severely by cash flow forecasting and management.

So let’s talk Cash Flow Forecasting

A Cash flow forecast is a financial tool that predicts where the money comes from and where the money goes to for the business over a future period. The forecast estimates cash inflows and outflows, ultimately allowing you to predict upcoming surpluses and shortages critical for business success.

A cash flow forecast is so important as it identifies potential cash shortages, allows you to identify your ‘breakeven point’ and it allows you to identify the key drivers in your business. In a nutshell, it identifies how much and what type of work you need to bring in, to ensure you can meet your financial obligations.

With End Of Financial Year around the corner Empire Accountants are exclusively offering cash flow forecasting appointments to kick start your business success for the new financial year.

To book a forecasting consultation with Luke today fill out the form below!

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